A UCC filing (Uniform Commercial Code filing) is a legal process that helps businesses secure loans by using their assets as collateral. Suppose your company is involved in activities like selling goods across state lines, leasing equipment, or borrowing money. In that case, you may need to comply with UCC regulations. These rules ensure that financial transactions are handled consistently across the United States.

Most states follow UCC guidelines to regulate business and financial transactions. The UCC is divided into nine sections covering different business areas, such as loans and banking. These rules help lenders feel more secure when offering loans because they provide a legal framework to protect their investments.